Simulator (Testing connector)

The Simulator is an adapter for integration & testing purposes only. No real transaction will be performed at any payment provider.

Test data

Credit cards

Brand	Number	Result
Visa	4111 1111 1111 1111	Success
Visa	4242 4242 4242 4242	Failure
Mastercard	5555 5555 5555 4444	Success
Mastercard	5105 1051 0510 5100	Failure

Direct Debit IBANs

You can use any IBAN you like.

The last four digits will control the result:

Last 4 digits	Result
1111	Success
2003	Transaction Declined
2006	Insufficient funds

Example:

AT00 0000 0000 0000 1111 -> Successful transaction

Authorize.net

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	iFrame Form	All

Additional Parameters

none

Credorax

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	iFrame Form & payment.js Integration	All

Additional Parameters

Creditcard

3D-Secure Verification Parameters

CoinGate

Payment Methods

Payment Method	Transaction Flows	Transaction Types
BitCoin	Full-Page Redirect	Debit

Additional Parameters

none

CM

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Direct Carrier Billing (SMS)	Server-to-Server	Debit only

Additional parameters

Extra data	Mandatory	Description
from	Yes	Originators of the message alphanumeric: max length 11 characters numeric: max length 17 characters (must start with 00), e.g. 0031 for Netherlands
body	Yes	Message to be sent alphanumeric: max 160 characters
type	Yes	TEXT or BINARY
to	Yes	Recipient MSISDN including country code, e.g. 0031
tariff	No	End user tariff 0-3 decimals
header	No	User data header of binary message (Do not add length byte at start)
operator	No	Mobile Country Code / Mobile Network Combination

Dimoco

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Direct Carrier Billing (SMS)	Redirect & iFrame Form	Debit only
Credit card	payment.js, Redirect & iFrame Form	all
EPS	Redirect	Debit only

Additional Parameters

none

Options Request

EPS

For EPS you can retrieve the bank list via the Options request identifier epsBankList. You can display this list to your customer in order to pre-select the desired bank.

The result contains a list of banks available for EPS, with BIC code as key and bank name as value. The chosen BIC code of the chosen bank should then be passed as bic element in the IbanCustomer element of the XML.

EmerchantPay

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	iFrame Form & payment.js Integration	All
SEPA Direct Debit	iFrame Form & Server-to-server	All

Additional Parameters

none

expressÜberweisung

Payment Methods

Payment Method	Transaction Flows	Transaction Types
BankTransfer	iFrame Payment Form	Debit (no recurring)

Additional parameters

none

FinTecSystems

Payment Methods

Payment Method	Transaction Flows	Transaction Types
BankTransfer	Full-Page Redirect	Debit, Register

Additional parameters

Extra data	Mandatory	Description
checkAmount	Required for risk check	Amount to be checked against
checkCurrency	Required for risk check	Currency, e.g. EUR

Finance Wide

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	iFrame Form & payment.js Integration	All (no recurring, CVV must be present)

Additional Parameters

3D-Secure Verification parameters are ignored entirely, however the underlying gateway manages and changes the behavior of 3D-Secure requirements on demand.

Fortumo

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Direct Carrier Billing (SMS)	Redirect & iFrame Form	Debit only

Additional Parameters

none

GiroSolutions

Payment Methods

Payment Method	Transaction Flows	Transaction Types
GiroPay	Full-Page Redirect	Debit only
EPS	Full-Page Redirect	Debit only

Additional Parameters

none

Kalixa

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Sofort	Full-Page Redirect	Debit
Giropay	Full-Page Redirect	Debit
EPS	Full-Page Redirect	Debit
Przelewy24	Full-Page Redirect & iFrame Form	Debit
iDeal	Full-Page Redirect	Debit
Creditcard	iFrame Form & payment.js Integration	All

Additional Parameters

Creditcard

3D-Secure Verification Parameters

Kassa Compleet

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	Full-Page Redirect	Debit only
iDeal	Full-Page Redirect	Debit only

Additional Parameters

none

Klarna

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Invoice	Full-Page Redirect	Debit, Authorize, Refund

Additional Parameters

none

MasterPayment

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	iFrame Form & payment.js Integration	All
Sofortüberweisung	Full-Page Redirect	Debit only

Additional Parameters

none

MocoPay

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Direct Carrier Billing (SMS)	Redirect & iFrame Form	Debit only
PayByCall	Redirect & iFrame Form	Debit only

Additional Parameters

none

Mollie

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	Full-Page Redirect	All
Paysafecard	Full-Page Redirect	All
Bancontact	Full-Page Redirect	All
Belfius	Full-Page Redirect	All
KBC	Full-Page Redirect	All
PodiumCadeaukaart	Full-Page Redirect	All
Sofortüberweisung	Full-Page Redirect	All
iDeal	Full-Page Redirect	All
BankTransfer	Full-Page Redirect	All
SEPA Direct Debit	Full-Page Redirect	All
BitCoin	Full-Page Redirect	All

Additional Parameters

none

MultiSafePay

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	Full-Page Redirect	All
DotPay	Full-Page Redirect	All
GiroPay	Full-Page Redirect	All
Sofortüberweisung	Full-Page Redirect	All
iDeal	Full-Page Redirect	All
BankTransfer	Full-Page Redirect	All
SEPA Direct Debit	Full-Page Redirect	All

Additional Parameters

none

NMI (Network Merchants Integrated)

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	iFrame Form & Full-Page Redirect	All

Additional Parameters

none

Ochapay

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	Full-Page Redirect	Debit only

Additional Parameters

none

Paymentwall

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	Full-Page Redirect	Debit & Refund
Bancontact	Full-Page Redirect	Debit & Refund
Belfius	Full-Page Redirect	Debit & Refund
Dotpay	Full-Page Redirect	Debit & Refund
EPS	Full-Page Redirect	Debit & Refund
Giropay	Full-Page Redirect	Debit & Refund
iDeal	Full-Page Redirect	Debit & Refund
KBC	Full-Page Redirect	Debit & Refund
Multibanco	Full-Page Redirect	Debit & Refund
MyBank	Full-Page Redirect	Debit & Refund
POLi	Full-Page Redirect	Debit & Refund
Przelewy24	Full-Page Redirect	Debit & Refund
SafetyPay	Full-Page Redirect	Debit & Refund
Sofort/Klarna	Full-Page Redirect	Debit & Refund
Boleto	Full-Page Redirect	Debit & Refund
Oxxo	Full-Page Redirect	Debit & Refund

Additional Parameters

email (Customer)
productId
productName
successUrl
errorUrl

Paymentwall PCI

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	iFrame Form & payment.js Integration	All

Recurring payments

The same customer identification must be used for all affected transactions (for the initial, as well as for subsequent transactions).

Additional Parameters

3D-Secure Verification Parameters

Required Parameters

productId
productName
identification (Customer)
email (Customer)
ipAddress (Customer)
firstName (Customer)
lastName (Customer)

PayOn

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	iFrame Form & payment.js Integration	All

Additional Parameters

none

PayPal

Payment Methods

Payment Method	Transaction Flows	Transaction Types
PayPal	Full-Page Redirect	All

Additional Parameters

You can use the following extraData keys, which will be passed in the corresponding fields to PayPal:

Key	Values	Description
addressOverride	0 or 1	Tells PayPal to use the shipping address you are providing instead of the customer's configured address in the PayPal account
noShipping	0, 1, 2	0 = Display Shipping address, 1 = No Shipping address (digital goods), 2 = Use customer's configured shipping address

Paysafecard

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Paysafecard	Full-Page Redirect	Debit, Refund

Additional Parameters

none

PPRO

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Paypal	Full-Page Redirect	Debit & Refund
Sofort	Full-Page Redirect	Debit & Refund
DirectDebit	Server-to-server	Debit & Refund
AstroPayCard	Full-Page Redirect	Debit & Refund
AstroPayDirect	Full-Page Redirect	Debit & Refund
EPS	Full-Page Redirect	Debit & Refund
Giropay	Full-Page Redirect	Debit & Refund
IbanOnDemand	Full-Page Redirect	Debit & Refund
iDeal	Full-Page Redirect	Debit & Refund
InstantTransfer	Full-Page Redirect	Debit & Refund
Paysafecard	Full-Page Redirect	Debit & Refund
POLi	Full-Page Redirect	Debit & Refund
Przelewy24	Full-Page Redirect	Debit & Refund
Qiwi	Full-Page Redirect	Debit & Refund
QiwiPayout	Full-Page Redirect	Debit & Refund
Raberil	Full-Page Redirect	Debit & Refund
RaberilPayout	Full-Page Redirect	Debit & Refund
SafetyPay	Full-Page Redirect	Debit & Refund
SepaPayout	Server-to-server	Debit & Refund
Skrill	Full-Page Redirect	Debit & Refund
Teleingreso	Full-Page Redirect	Debit & Refund
TrustPay	Full-Page Redirect	Debit & Refund
Ukash	Full-Page Redirect	Debit & Refund
YellowPay	Full-Page Redirect	Debit & Refund
Oxxo	Full-Page Redirect	Debit & Refund
MyBank	Full-Page Redirect	Debit & Refund
Multibanco	Full-Page Redirect	Debit & Refund
Bcmc	Full-Page Redirect	Debit & Refund
Boleto	Full-Page Redirect	Debit & Refund

Additional Parameters

none

Qualpay

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	iFrame Form & payment.js Integration	Debit, Register, Preauthorize, Capture, Void

Additional Parameters

none

SecureTrading

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	iFrame Form	All
Cash-To-Code	iFrame Form	Debit only

Additional Parameters

none

SepaExpress

Payment Methods

Payment Method	Transaction Flows	Transaction Types
DirectDebit	iFrame Form & Server-To-Server	Debit, Register, Deregister, Refund
CreditTransfer	iFrame Form & Server-To-Server	Payout

Depending on your setup SepaExpress can be used as Server-to-Server only integration, or with an iFrame Payment form.

For the Server-to-Server integration the IBAN must be sent within the customer details, otherwise the customer will enter its IBAN within the iFrame form.

Additional parameters

additionalId1: must contain the Order ID. One Order ID can contain more than one transaction! Relevant for SEPAexpress to detect the sequence of the transaction and for refunds.
additionalId2: for recurring transactions it must contain the Contract ID: A unique identifier of the user or contract of the user on merchant level. One Contract ID can contain more than one Order IDs! Relevant to detect the sequence of the transaction.
description: mandatory
customer.firstName: mandatory
customer.lastName: mandatory
customer.iban: mandatory (for Server-to-Server)
customer.bic: optional
customer.mandateId: mandatory
customer.mandateDate: mandatory

Make sure to use the ibanCustomer element within the XML instead of the normal customer object. The ibanCustomer contains the fields necessary for DirectDebit transactions

Sofortüberweisung

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Sofortüberweisung	Full-Page Redirect	Debit only

Additional Parameters

none

Spreedly

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	iFrame Form & payment.js Integration	All

Additional Parameters

none

Stripe

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	payment.js Integration	All
Giropay	Full-page Redirect	Debit
iDeal	Full-page Redirect	Debit
Sofort	Full-page Redirect	Debit
Bancontact	Full-page Redirect	Debit
DirectDebit	Server-to-Server	Register, Debit, Refund

NOTE: the payment.js integration differs from the general implementation.
Stripe does not support to render card number and CVC/CVV fields in different DIV elements, but uses a standard widget to collect card data. Hence only the numberDivId will be considered, and the cvvDivId is ignored.

Additional Parameters

none

Worldpay

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Creditcard	iFrame Form & Full-Page Redirect	All

Additional Parameters

none